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MINI Protect helps your business meet its financial obligations when the unexpected happens. This could be accident, illness, unemployment or loss of life.

Different levels of cover are available for different types of businesses.
  • Choose from one of the five levels of cover below:


    • MINI Protect 1
    Life + gap

    MINI Protect 2
    Life, critical illness + gap

    MINI Protect 3
    Life, critical illness, accident and sickness + gap

    MINI Protect 4
    Life, critical illness, unemployment + gap

    MINI Protect 5
    Life, critical illness, accident and sickness, unemployment + gap

  • Your business pays a regular premium with its finance payments.
  • Depending on the choice of plan, your business' MINI finance payments could be covered in the event of accident, critical illness, sickness or unemployment.
  • Free gap insurance could pay the difference between MINI's insurance value and the settlement figure agreed with your finance provider if it's written off through accident, fire or theft (maximum claim £10,000).
  • Cover against loss of life is included for the first named person on the agreement.
MINI Protect is subject to the exclusions, restrictions and limits of cover contained in the policy which will be explained at time of purchase.