Whatever motor insurance your business has in place, if your MINI is written-off the payment from the insurance company is unlikely to be enough to replace it on a like-for-like basis.

By choosing MINI Shortfall, your business can protect itself against this happening.

  • Decide how long you want the cover for - two, three or four years.
  • Pay a premium based on the original invoice price of your MINI and the length of cover.
  • Choose from two payment options: pay the premium outright or spread the cost over 12 months.
  • Comprehensive motor insurance must be in place throughout the period of cover.
  • If the MINI is written-off your business can replace it with another MINI.
  • In the event of an accident, it pays the difference between the write-off value of your MINI and its original invoice value (up to maximum of £25,000).
  • Cover is available on all new and Cherished MINIs.
MINI Shortfall is subject to the exclusions, restrictions and limits of cover contained in the policy.