Exclusion of our liability.

This website contains much complex information. We have tried to make it as accurate, clear, and easy to use as possible. We declare and you acknowledge that all implied warranties and conditions are excluded to the maximum extent permitted by law. In particular, our duties and liabilities to you under the Financial Services and Markets Act 2000, or the rules and regulations for the conduct of insurance mediation business under this Act are not intended to be affected. This exclusion does not affect claims in respect of death or personal injury caused by our negligence and does not limit or exclude our liability for any fraudulent misrepresentation.

You should note in particular that:

• this website includes information which may be incorrect or out of date;
• we may change or withdraw part or all of any product or service mentioned at our discretion;
• this website is not intended to constitute a definitive or complete statement of the law on any subject, nor is it intended to constitute legal advice in any specific situation;
• we are not in any way responsible for anything mentioned on or linked to this site that someone else is marketing.

The fact that products, services, or information are on this website does not necessarily mean that:

a) the products and services are suitable for you. It is your responsibility to check this;
b) you should rely on the information (whether provided by us or third parties); or
c) we endorse the products, services or information supplied by third parties.

For more detailed information, please refer to the terms and conditions of the relevant finance documents, copies of which are available from any authorised UK MINI Dealership.

Information given on this website relating to taxation and accounting issues is based on MINI Financial Services’ understanding of the statutory position, and Customs and Excise and Inland Revenue practice as at date of publication. We strongly recommend that you seek your own independent financial advice.

All finance and hiring facilities are subject to status and available to over 18s in the UK only (excluding the Channel Islands). Guarantees and indemnities may be required. Finance provided by MINI Financial Services, Europa House, Bartley Way, Hook, Hants RG27 9UF, registered company number 01288537.

All insurance products detailed within this website are administered, underwritten and serviced by carefully selected insurance providers. For all insurance products, certain exclusions and eligibility criteria apply. A full summary of cover for each insurance product is available upon request.

MINI Cover

MINI Cover is underwritten by UK Insurance Limited, The Wharf, Neville Street, Leeds LS1 4AZ, which is authorised and regulated by the Financial Services Authority. MINI Emergency Service is provided by Mondial Assistance (UK) Limited, Registered Office: 102 George Street, Croydon CR9 6DH. Registered No. 1710361 England.

The details in this website are only a summary of the cover provided and conditions apply. Full policy wording is available on request from MINI Cover on 0870 024 0088 or at The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England No. 1179980.

MINI Travel Insurance

MINI Travel Insurance is underwritten by UK Insurance Limited, The Wharf, Neville Street, Leeds LS1 4AZ, which is authorised and regulated by the Financial Services Authority.

This is only a summary of the cover provided and conditions apply. Full policy wording is available on request from MINI Travel Insurance on 0870 0240 290 or at The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England No. 1179980.

MINI Protect

MINI Protect is optional. To be eligible for MINI Protect at the start date of your agreement you must be first named party to your agreement, over 18 and will not have reached the age of 65 (or 70 if Life cover only is required) by the end of the agreement, in employment or self-employed and a UK resident. If you opt for Life cover or Life and Critical Illness cover you are not required to be in employment or self-employed. If you suffer from a medical condition at the start date of the term of cover, this may affect your ability to claim under the Life, Accident and Sickness and Critical Illness cover sections of the policies. If you are self-employed, working on a fixed term contract or you or a member of your family is a director or shareholder of your employer’s business, certain restrictions will apply to the Unemployment cover section. It is, therefore, particularly important that you consider the full policy terms to see whether the remaining cover meets your needs.

The information given on this website is a brief outline of the detailed policy terms which are available upon request. A policy document will be sent to you once you have been accepted for cover. It is important that you read this carefully. You are entitled to cancel cover within 30 days of the start date and receive a full refund of any premium paid, provided you have not made a claim.

MINI Protect is underwritten by St Andrew’s Life Assurance plc (registered in England, No: 3104670) and St Andrew’s Insurance plc (registered in England, No: 3104671), (The Insurers) whose Head and Registered Offices are at St Andrew’s House, Portsmouth Road, Esher, Surrey KT10 9SA. St Andrew’s Insurance plc is authorised and regulated by the Financial Services Authority.

The Insurers propose to choose English Law as the law which applies to your insurance, unless you ask for another law and the Insurers agree to this in writing before the insurance cover starts. The Financial Services Compensation Scheme may assist you if the Insurers, in some circumstances, are unable to meet their liability to you. Details are available on request. If you wish to make a complaint concerning your insurance you should write to the Customer Liaison Manager at the above address. If you remain dissatisfied, you may approach the Financial Ombudsman Service, whose address is: South Quay Plaza, 183 Marsh Wall, London E14 9SR. Telephone: 0845 080 1800. None of the above affect any right of action you may have.

Telephone calls to St Andrew’s may be monitored or recorded to assist with staff training and for quality control purposes. You may contact St Andrew’s using TypeTalk, telephone: 0800 959598. This information and the policy are available in large print, Braille or on audiocassette on request.

MINI Shortfall Insurance

MINI Shortfall Insurance is optional. To be eligible for MINI Shortfall Insurance you must have a vehicle which satisfies the insurer’s eligibility criteria which is covered by comprehensive motor insurance.

MINI Shortfall Insurance is underwritten by St Andrew’s Insurance plc (registered in England, No: 3104671), St Andrew’s House, Portsmouth Road, Esher, Surrey KT10 9SA. St Andrew’s Insurance plc is authorised and regulated by the Financial Services Authority.

The Insurers propose to choose English Law as the law which applies to your insurance, unless you ask for another law and the Insurers agree to this in writing before the insurance cover starts. The Financial Services Compensation Scheme may assist you if the Insurers, in some circumstances, are unable to meet their liability to you. Details are available on request. If you wish to make a complaint concerning your insurance you should write to the Customer Liaison Manager at the above address. If you remain dissatisfied, you may approach the Financial Ombudsman Service, whose address is: South Quay Plaza, 183 Marsh Wall, London E14 9SR. Telephone: 0845 080 1800. None of the above affect any right of action you may have.

Telephone calls to St Andrew’s may be monitored or recorded to assist with staff training and for quality control purposes. You may contact St Andrew’s using TypeTalk, telephone: 0800 959598. This information and the policy are available in large print, Braille or on audiocassette on request.