What would you do if you lose your job, have an accident or become ill? You’ll have plenty to think about without worrying about your MINI finance payments. Could you face losing your MINI? With MINI Protect you won’t have to.

  • You choose from one of the five levels of cover below.


  • MINI Protect 1
    Life + gap

    MINI Protect 2
    Life, critical illness + gap

    MINI Protect 3
    Life, critical illness, accident and sickness + gap

    MINI Protect 4
    Life, critical illness, unemployment + gap

    MINI Protect 5
    Life, critical illness, accident and sickness, unemployment + gap

  • You pay a regular premium with your MINI finance payments.
  • Depending on your choice of cover, your finance payments could be taken care of if you’re unable to work because of accident, sickness, critical illness, unemployment or loss of life.
  • Free gap insurance pays the difference between your MINI's insurance value and the settlement figure agreed with us if your MINI is written off through accident, fire or theft, up to a maximum of £10,000.
  • Life cover is also included.
MINI Protect is subject to the exclusions, restrictions and limits of cover contained in the policy which will be explained at time of purchase.